Micro/Start Up Business

We recognize the importance of start-ups and micro businesses to the economy, and we are aware of the unique challenges they face.

CNS has designed the Micro package to offer affordable basic insurance coverage specifically for new companies with few or no employees, limited assets and a small turnover.

Target classes

This package is designed to meet the needs of micro businesses in the following industries:

Automobile
Business and professional services
Contracting
Retail

Eligibility

This package is available to businesses that meet the following criteria:

  • Have revenue up to $50,000
  • Have a maximum of one location
  • Choose a Property limit of up to $100,000
  • Choose a Liability limit of $1,000,000 or $2,000,000

Package highlights

We have designed this package to meet the needs of this market specifically, with benefits and limits reflecting this.

The package offers your clients unique underwriting considerations: no minimum premium is required; there are no pre-qualifying criteria; no inspections are required.

However, optional coverages are not available, and limits are set on the package, with no option to buy-up. This package does not include building coverage.

Cover

Limit

Contents (Stock and/or Equipment) 

$100,000 maximum (select limit)

Commercial General Liability

$1,000,000 or $2,000,000 per occurrence

Tenant’s Legal Liability

$100,000

Medical Payments

$2,500/person

Personal & Advertising Injury Liability

Commercial General Liability limit

Peak Season

Included

Accounts Receivable

$10,000

Computer Hardware

$10,000

Sign

$10,000

Valuable Papers

$10,000

How do I place business with RSA?

CNS Commercial Insurance Mailbox
1-888-777-7861

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